Arfiti
AR-TI-FI · DONE-FOR-YOU · COHORT ONBOARDING · BALTICS + NORDICS

We run your finance function
on AR-TI-FI.

Our CPAs operate the platform on your books. Agents do the volume work — bank import, posting, reconciliation, payroll math, VAT calculations. Real accountants validate every entry, sign the close, and own the judgement calls. You get a controller-grade finance team without the headcount.

Talk to our services team →See how the platform works
// pricing finalised at engagement · cohort onboarding · waitlist open
WHAT WE OPERATE

The whole finance function. Six things, one ledger.

Everything below runs on the same AR-TI-FI instance, on the same ledger, with the same audit trail. Not six tools stitched together — six workflows on one substrate.

Bookkeeping & ledger ops

Daily bank-line classification, vendor and customer master data, journal entries posted with full audit trail. Agents do the volume; CPAs validate. Multi-entity, multi-currency.

Month-end close

Reconciliations, accruals, allocations, intercompany eliminations, period locking. Two days, not two weeks. Period gates require human approval — agents propose, controllers sign.

Payroll

Estonian gross-to-net today. Six-checkpoint validation before any GL entry posts. TSD declaration drafted for e-MTA. UK and DE on the build path.

VAT, statutory filings, annual report

EE KMD monthly, EC Sales List, annual report through ariregister.rik.ee — drafted, signed, submitted. Plugin-driven so the playbook is version-controlled.

AR / AP

Vendor bills processed via email-in. Customer invoices generated from billing models. Collections workflow. Payment proposal batches with approval gates.

FP&A

Variance review against budget. Cash forecast. Margin analysis by dimension. Board pack on cadence. The data is live because the books are live.

ONBOARDING · 2 WEEKS · PLUGIN-DRIVEN

Two weeks from contract to first close.

01
WEEK 1

Migration

Onboarding plugin handles chart of accounts, opening balances, vendor / customer / item masters, gap-period reconciliation. We do the work; you sign off.

02
WEEK 2

Cutover & validation

First close run end-to-end. Reconciliations match prior-period statements. Statutory filings test-rendered. Controller signs the cutover.

03
ONGOING

Operate

We run daily ops. You answer two questions a week and approve the period close. Slack channel for everything else. 48-hour response SLA on anything that isn't urgent.

VS · TRADITIONAL FIRM

Same accountants. Different unit economics.

Our services are priced lower than a traditional firm because the infrastructure does the volume work. We're not paying CPAs to post journal entries. We're paying them to judge — capex vs opex, unusual transactions, period close, statutory sign-off. Agents do the rest.

DIMENSION
TRADITIONAL FIRM
ARFITI SERVICES
Month-end close
2 weeks · spreadsheet driven
2 days · agent-driven · CPA approval gates
Statutory filings
Manual XBRL prep · external filer
Plugin-driven · drafted, signed, submitted
Audit trail
Excel + email
Every line: agent, CPA, timestamp, decision
When you outgrow us
Lock-in · proprietary methods
MIT plugins · the ledger is yours
CLOSED BETA · WAITLIST · END OF MAY 2026

Tell us about your finance function.

Entities, geographies, current stack, what's painful, when you want to start. We reply in 48 hours with a 30-minute slot or a clear "not a fit yet, here's why."

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