AR-TI-FI · PRODUCT · TRIGGERS → GITFINANCE → LEDGER · YOU STAY IN CONTROL

What's actually inside.

Name: Arfiti
Availability: PreOrder
Author: Arfiti

Six layers between you and the ledger — and you stay in control of every one of them. AI proposes. Humans (and risk-based rules) merge. If you've read a Stripe API reference, this will look familiar.

Browse plugin catalog →Read the docs Why this architecture →

ARCHITECTURE · 6 LAYERS · YOU STAY IN CONTROL

Six layers between you and the ledger.

AI proposes. Humans (and risk-based rules) merge. Nothing reaches the ledger without passing through GitFinance — the control layer where every write is reviewed, signed, and audited.

L1 · TRIGGERS — HUMANS · AGENTS · SCHEDULES · EVENTS

You

Natural-language prompts in Claude, Cursor, or any MCP host.

Arfiti agents

Schedule- and event-driven. Bill processor, bank tx, reconciliation, collector, more.

cronwebhookemail

Bring your own agents

Claude Managed Agents, your in-house agents, n8n, Zapier — anything that speaks MCP.

managedcustomthird-party

// every trigger source flows through the same path below — no back doors to the ledger.

L2 · AI REASONING — INTERACTIVE OR PROGRAMMATIC

ClaudeCursorWindsurfVS CodeChatGPTAPI / SDK

Humans reason through a chat UI. Agents reason programmatically via the same models. Both produce tool calls.

L3 · COMPOSABLE LOGIC

Plugins

Composable business logic. MIT-licensed, forkable per firm.

accountingpayrollVATcloseFP&A

Skills

Portable instructions. Same skill across Claude, Cursor, ChatGPT.

markdownrunnablesharable

THE CONTROL LAYER

L4 · GITFINANCE — REVIEW · APPROVE · AUDIT

Every write is a proposal. Green lane auto-merges. Yellow needs one approval. Red needs two. Every gate is wired into the same trace.

green-laneyellow-lanered-laneaudit trail

L5 · MCP SERVER

250+ submit actions38 workflow executors18 agents9 plugins

L6 · POSTGRESQL LEDGER

Double-entry · multi-entity · multi-currency · isolated per organization.

ADMIN DASHBOARD

Read-only visibility + configuration

ANATOMY · GITFINANCE

Three lanes. One control layer.

Every write is risk-scored at submission. The lane decides whether the ledger gets it now, after one approval, or after a signed multi-party review. The agent never decides — the rules and the humans do.

GREEN LANE

Auto-merge.

Low-risk, recognized pattern, trusted operator. Posts immediately, logs the decision, no human in the path.

·Vendor bill under €5k from a recurring vendor

·Bank line matching a posted invoice within ±€0.01

·Number series increment

YELLOW LANE

One approval.

Moderate amounts, edits to master data, new counterparties. Routes to a single reviewer with full context attached.

·Vendor bill above threshold or from a new supplier

·Vendor master data change

·Payment batch under €25k

RED LANE

Multi-approval.

High-risk or irreversible. Two or more reviewers, statutory sign-off where required. The agent never bypasses.

·Opening a closed fiscal period

·€50k+ adjusting journal entry

·Statutory filings · payroll runs · period close

// Every gate is part of the same trace. Reviewers sign. Agents never bypass.

ANATOMY · AGENT RUN

Every step is a row. Every row has an agent, a duration, and a cost.

Agents hand work to each other directly — no central queue. When one agent hits a missing prerequisite (an unknown vendor, a closed period), it asks the agent that owns that domain to fix it, then resumes via callback. Human gates appear in the same trace as H rows.

●RUN · BTP.SESSION.000041 · WISE-EUR-2025-10
● RESOLVED42.0s
BANK_STATEMENT
import
3 lines · €157.50 · Wise EUR
0.2s
BTP
bank tx processor · tier 1: memory · tier 2: haiku
4 calls · 5,997 tok · $0.0049
⚑ unknown vendor: notion
12.4s
MDA
master data agent · green lane · auto
vendor created · ven_07d
↳ callback queued
8.1s
BTP
resumes · finds no fiscal period
blocks · requests config
0.3s
CFG
configuration agent · red lane · control gate
proposes: open period · oct-2025
⚑ awaiting controller approval
1.2s
H
HUMAN
controller · maria k. · approval gate
approves · period oct-2025 · signed
↳ audit trail attached
6.8s
CFG
configuration agent · executes
period oct-2025 opened · ledger unlocked
↳ callback queued
1.2s
BTP
callback · helpers complete · re-run
3 / 3 lines posted · 100% match
11.8s
L6 LEDGER
3 journal entries posted
PAY000051 · PAY000052 · FEE000038
—
// agents pass work direct · humans gate controls1 controller approval · 2 callbacks resumed · agents handled the rest

ANATOMY · PLUGIN

A plugin is a folder of files. Read like markdown, run like code.

Each plugin is a directory under mcp-server/agent-definitions/ or a top-level plugin folder. MIT-licensed. Forkable per firm, per client. The runtime executes the workflow, GitFinance gates the writes, the ledger receives only what was approved.

LICENSEMIT · forkable per firm · per client

RUNS ONClaude · Cursor · CLI · CI

WRITES VIAGitFinance proposal — never direct to ledger

EDITINGRead like markdown · run like code

Browse the catalog →Or browse Skills

●config.yamlexample · illustrative
# arfiti-ee-vat-declaration/config.yaml
name: estonian-vat-declaration
description: |
  Prepares the monthly Käibemaksudeklaratsioon (KMD) with
  KMD INF annex for EMTA filing.
category: tax
country: ee
runs_on:
  - claude
  - cursor
  - cli

triggers:
  - schedule: "0 9 1 * *"        # 9am on the 1st of each month
  - command:  "/prepare-vat-declaration"

tools:
  - submit                       # universal write gateway
  - search                       # tax codes, transactions
  - get_entity
  - generate_report

workflow:
  on_invoke:
    - validate_period_is_closed
    - aggregate_tax_lines
    - render_kmd_inf_annex
    - propose_to_gitfinance        # ← RED LANE (statutory)
    - on_approve: emit_xml_to_emta

SURFACES