Blog · Working notes · written while building

Working notes on
AI-native finance.

Why the finance stack is being rebuilt around governed agents, what an AI-native ledger actually looks like, and what we learn shipping one. Notes from the team building Artifi — architecture included.

// agents & architecture// the operating model shift// claude as the interface

Latest

2026-09-089 MIN READ

Before asking which AI to buy, ask what better looks like from start to finish

Every few years the question returns with the technology swapped out: machine learning, then RPA, then iPaaS, now AI. It starts too far downstream every time.

READ THE NOTE →2026-08-058 MIN READ

Best Claude model for financial modeling and analysis: what CFO teams should use in 2026

The right answer is not one model. It is a routing table: Opus for judgment and first-time workflow design, Sonnet for close mechanics and reporting, Haiku for high-volume document triage, and deterministic code for every number.

READ THE NOTE →2026-08-058 MIN READ

Which Accounting Tools Actually Work With Claude? A Practical Guide to Claude Skills for Accounting

Most 'Claude integration' questions in finance are really four different questions: can it read, can it write, who approves, and what happens on the 3rd of the month. Here's how to tell which of your tools clear each bar.

READ THE NOTE →

Series

Read in order.
Two running series.

SERIES3 PARTS

Building the Agent Platform

Architecture, execution modes, the failure catalog and composable agent blocks — written from the production system.

SERIES7 PARTS

Finance AI Field Notes

What CFO job ads, hiring pages and 100+ conversations say about how finance actually adopts AI.

All notes

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2026-09-08Before asking which AI to buy, ask what better looks like from start to finish2026-08-05Best Claude model for financial modeling and analysis: what CFO teams should use in 20262026-08-05Which Accounting Tools Actually Work With Claude? A Practical Guide to Claude Skills for Accounting2026-08-05AI accounting software for Estonian companies: a 2026 guide beyond Merit and Directo2026-07-13Agent Blocks: When Prompts Stop Scaling, Compose2026-07-13Anatomy of a Governed Finance-Agent Platform2026-07-13What Production Finance Agents Actually Do All Day2026-07-12The Goals CFOs Are Setting for AI — Written in Their Own Job Ads2026-07-12What 105 Job Postings Reveal About the Emerging Finance-AI Stack2026-07-12Finance AI: In-House Development vs. Ready-Made Tools Is the Wrong Question2026-07-12The Finance Systems Role Is Quietly Becoming an Engineering Job2026-07-12How Finance Leaders Actually Plan to Adopt AI — Surveys vs. Hiring Pages2026-07-12The Agent Layer: A New Tier Is Appearing in the Finance Org Chart2026-07-12The Lonely AI Architect: Finance's Newest Single Point of Failure2026-06-24Three Buyer Profiles in Accounting Software (and How They Differ)2026-06-24The €1M Revenue Threshold: When AI in Finance Starts to Pay for SMBs2026-06-24Replace the ERP, or Layer on Top? How the AI-Finance Market Is Splitting in Two2026-06-24What 100+ CFO Conversations Reveal About Demand for AI in Finance2026-06-24The Innovator's Dilemma in Accounting: Why Established Firms Struggle to Adopt AI2026-06-24PE-Backed Accounting Rollups: How Capital Is Consolidating the Profession2026-06-10Claude for Accounting Teams: The Daily Playbook2026-06-10Claude for AP Teams: Bills, Approvals, Payment Runs2026-06-10Claude for AR Teams: Invoicing, Collections, Cash2026-06-10Claude for Controllers: Close, Controls, Audit Trail2026-06-10Claude for FP&A Teams: A Practical Playbook2026-06-10Claude for Treasury Teams: Cash, Payments, Control2026-06-10Claude Has Four Surfaces. The Fourth Isn't in Claude.ai.2026-06-10The Thinking Behind Artifi2026-04-13The AI Adoption Gap Nobody Is Talking About2026-04-13Skills + Plugins + Managed Agents + DB = SaaS Tools2026-04-05Best Claude Model for Finance: Opus vs Sonnet vs Haiku Compared2026-04-05Claude for Finance: What It Can Actually Do in 20262026-04-02Accounting ERP Software: Why the Old Categories Don't Apply Anymore2026-04-02Accounting Software for Startups: Why Most Outgrow QuickBooks by Series A2026-04-02AI Accounts Payable: From Invoice to Payment Without Manual Steps2026-04-02AI Bookkeeping: What It Actually Means in 20262026-04-02AI for Accounting Firms: How to Serve 10x Clients Without 10x Headcount2026-04-02Automated Payroll Processing: From Gross-to-Net Without the Black Box2026-04-02Best AI Accounting Software in 2026: How to Build a Shortlist2026-04-02Cash Flow Forecasting: When Your Finance Data Finally Talks to Itself2026-04-02Multi-Entity Consolidation: How AI Eliminates Intercompany Headaches2026-04-02Revenue Recognition with AI: Supporting ASC 606 Decisions2026-03-23Four Approaches to AI Accounting Software2026-03-23Artifi vs Traditional Accounting Software: A Different Philosophy2026-03-23What Is AI-Native ERP? And Why It Matters for Finance Teams2026-03-22Accounting Inside Your IDE — Gimmick or the Future?2026-03-22How AI Agents Handle Month-End Close2026-03-21AI Bank Reconciliation: How 3-Pass Matching Actually Works2026-03-21Claude Skills for Accounting Firms: A Practical Guide2026-03-20The Fundamentally New Concept of Accounting & Finance Systems2026-03-20Finance Software Was Designed for Humans. That Era Is Ending.2026-03-19The Engineering Principles Behind Software That AI Can Operate2026-03-19The Software Foundation for the AI Era2026-02-22Your Books Have Patterns You Cannot See. AI Agents Can.2026-02-20The Accounting Firm Multiplier: Serve 10x More Clients Without Hiring2026-02-18Anatomy of an AI Accounting Department: 17 Agents, 3 Tiers, Zero Overtime2026-02-14From 10-Day Close to 2-Day Close: How Agent Orchestration Changes Everything2026-02-12What If Your Finance Stack Could Fix Itself Overnight?2026-02-05The Hidden Tax of Your Finance Tool Stack2026-02-03Why Month-End Close Still Takes 10 Days — and How AI Agents Fix It2026-01-28The Finance Team Scaling Problem: Why AI Accounting Software Changes the Math2026-01-21AI Copilots for Finance Are a Band-Aid. Here's What AI-Native Accounting Looks Like.2026-01-14Conversational ERP: What If You Could Run Finance by Talking to It?

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